January 2026: Third Consecutive Month of 2X Transaction Volume Growth

By Team Soap•

January marks our third consecutive month of doubling transaction volume, up 114% month-over-month. Since October, we have grown processed volume 12X.

More importantly, we are maintaining the performance metrics that matter: 90%+ authorization rates on deposit transactions and chargeback rates under 0.2% of volume, powered by our advanced fraud engine.

Traction Highlights

  • 3 consecutive months of 2X+ month-over-month transaction volume growth
  • 114% month-over-month transaction volume growth in January
  • 12X total processed volume growth since October 2025
  • 90%+ authorization rates maintained throughout scaling
  • <0.2% chargeback rate across all merchants
  • 4 PSPs actively using our AI Onboarding to expedite merchant deal reviews

Product Updates

We have been standardizing our checkout experience to reduce integration lift when onboarding new merchants. These improvements are rolling out across all partners and allow us to scale faster with less overhead. As we optimize flows for first-time and repeat depositors, we are laying the foundation to accelerate our go-to-market motion.

Industry Presence

We attended the ICE gaming conference in Barcelona, added several large merchants to our pipeline, and began conversations with a major processor about Soap becoming their featured orchestration partner. These discussions continue to validate that our AI-native approach to payments operations is resonating across the industry.