Card Acquirers and Processors
Credit and debit cards, Apple Pay and Google Pay, from processors that serve online businesses.
Processor Network
One Integration. A Network of Processing Partners.
Finding the right payment processor usually means applying to them one at a time. Soap works the other way around: you apply once, Soap matches your business with processors in its network that fit how you sell, and then runs pay-ins and payouts across them through one API and one dashboard.
Who this is for: businesses that need more than one processor, or haven't found the right one yet.
01
Apply once, get matched with best-fit processors
02
15+ processor relationships behind one integration
03
Pay-ins and payouts through one API and one dashboard
Core Capabilities
What's in Soap's processor network
Pay-by-Bank Networks
US bank payments at checkout, as an alternative to cards.
Payout Providers
Payouts to bank accounts and cards, including instant payout rails, from the same integration you use to collect payments.
Lightning and Digital Asset Rails
Bitcoin Lightning payments, including eligible Cash App customers paying from their USD balance, alongside cards and bank payments.
NFT Checkout
Customers buy a digital item by card, Apple Pay or Google Pay in a checkout that works like any other. A smart contract delivers the item on-chain, and the order completes in minutes.
15+
Processor Relationships
93%
Approval Rates
<0.3%
Chargeback Rate
Built-In Controls
Operational controls included
The compliance and risk surface processors actually ask about — wired into one integration.
One ApplicationProcessor MatchingMore Than One ProcessorPay-Ins and PayoutsOne APIOne Dashboard
Where It Fits
Typical teams and payment flows
Soap is a fit for teams managing high-frequency payments, more complex settlement paths, or tighter operational and compliance requirements than standard checkout stacks can handle.
Businesses that were declined by a processor, or whose processor reviews put sales at risk
Growing online businesses that want more than one processor
Platforms and marketplaces that both collect payments and pay out to sellers
Teams that would rather apply once than fill in a new application for every processor
In Depth
How Soap's processor network works
What is a payment processor network?
A payment processor network is a group of processors, acquirers and payment providers that a business can reach through one company. Instead of signing up with each processor separately, the business works with one partner who knows which processors accept which kinds of businesses, and who connects the business to the ones that fit.
How does Soap match a business with processors?
You apply once with Soap. Soap reviews how your business sells, where your customers are and which payment methods you need, and matches you with processors in its network that fit. Each processor still makes its own approval decision, so availability for a specific business depends on that processor's review.
Why use more than one processor?
A business with one processor depends on that processor for every sale. If it declines a type of card, pauses an account for review or has an outage, payments stop. With several processors behind one Soap integration, a business isn't tied to any one of them: its payments can move to another processor in the network without rebuilding the checkout.
What kinds of processors are in Soap's network?
The network covers card acquirers and processors, pay-by-bank networks, payout providers with instant payout rails, embedded payments providers for software platforms, and Bitcoin Lightning rails. Together they cover cards, digital wallets, bank payments and payouts, with partners serving the United States and other regions.
FAQ
Common questions about Soap's processor network
What is a payment processor network?
It's a group of payment processors, acquirers and payout providers that a business can reach through one company and one integration, instead of applying to and integrating each processor separately.
Can I apply to several payment processors at once?
With Soap, yes. You apply once, and Soap matches your business with processors in its network that fit how you sell. Each processor still makes its own approval decision.
How many processors does Soap work with?
Soap has 15+ processor relationships, covering cards, digital wallets, bank payments and payouts.
Why does Soap not list its processing partners by name?
Which processors a business is matched with depends on the business, and partners change over time. Soap shares the fit for your business once you apply.
Do I need a separate integration for each processor?
No. You integrate with Soap once, through its API or hosted checkout, and see payments from every processor in one dashboard.
What happens if a processor declines my business?
Soap can look for other processors in the network that are a better fit for your business.
Related Pages
Explore adjacent categories
Next Step
Build the payments layer around how the business actually operates
Soap brings routing, onboarding, fraud controls, and compliance operations into one stack so teams can scale without duct-taping more infrastructure together.